Lux Level Financial Planning
AQuest is fortunate to have an experienced staff that is far younger than the average for our industry. We eagerly embrace new technologies such as cloud-based systems that completely eliminate the need for paper, make information available from any place with an internet connection, and allow us to schedule virtual meetings with clients.
Providing our clients with the best cutting edge financial planning technology like Money Guide Elite along with an in-house tax team, allows us to offer lux-level financial strategies for the mainstream investor.
Financial planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals – it’s about how you feel and what you want.
Money Guide Elite helps address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits. The confidence meter helps you gauge how likely you are to reach your goals and whether you are on track instead of focusing on headlines.
Total Wealth Management
The goal of the AQuest team is the cohesive management of every aspect of your financial situation. By taking a holistic approach to managing your total financial situation, AQuest is able to help you pursue all your financial goals and not just address one area of your complex financial life.
The main asset that sets AQuest apart from most financial planners is our in-house CPA, Jonathan Bailey. For years, Jonathan has been providing quality, personalized financial guidance to local individuals and businesses. Our expertise ranges from basic tax management and accounting services to more in-depth services such as proactive tax planning and consulting.
AQuest Tax is one of the leading firms in and throughout the area. By combining our expertise, experience and the team mentality of our staff, we assure that every client receives the close analysis and attention they deserve. Our dedication to high standards, and work ethic is the reason our client base returns year after year.
With the benefit of Jonathan’s knowledge and years of experience we are able to develop investment strategies that take advantage of low tax brackets, and current tax incentives and make that income stream tax-free or exceedingly tax efficient.
At AQuest Wealth Strategies we are independent financial advisors with LPL Financial, for the last consecutive 21 years. LPL is the nation’s leading independent broker-dealer, they offer an integrated platform of proprietary technology, brokerage, and investment advisor services to more than 16,000 financial professionals and approximately 700 financial institutions. LPL supports more than 4,000 other financial professionals with customized clearing solutions, advisory platforms, and technology.
Out of the 16,000 financial professionals associated with LPL, AQuest Wealth Strategies is the 232nd largest firm of Registered Investment Advisors.
As Registered Independent Advisors, the AQuest team isn’t under pressure to push certain products or to fulfill any sales quotas, allowing us to provide our clients professional and objective advice. Further, AQuest does not offer any proprietary securities or insurance.
We are not brokers! AQuest has a fiduciary responsible to always be working in your best interest.
Brokers are salesman who make a commission by selling proprietary products and since they are not fiduciaries, they are under no legal responsibility to provide services that are necessarily best for you.
Unprecedented Customer Service
We are Registered Investment Advisors and fiduciaries looking out for your best interests
We are required to operate under the fiduciary standard of care. The fiduciary standard is a more stringent standard than the suitability standard that is relevant to commissionable transactions.
As a fiduciary, our advisors are legally required to place the client’s interests before the advisor’s, act with prudence, not mislead clients, avoid conflicts of interest and fully disclose any unavoidable conflicts.
We offer greater fee transparency
When we earn a fee, are obligated to follow SEC reporting guidelines. One of the requirements is to fully disclose how we are paid. When all levels of fees are presented and explained to a client, there is no confusion as to what they are paying for.
The requirements of transparency and full-disclosure help investors make more informed decisions about their investments. When investors don’t have to worry about hidden fees or hidden agendas, a long-standing relationship based on trust can be more easily formed.
Ongoing monitoring and rebalancing
Over time, different investments come in and out of favor. Monitoring the market cycle and proactively rebalancing your accounts is one way to give you added piece of mind that someone is proactively looking after your money.
A managed account makes the process of monitoring and rebalancing simple, and, with the right partner, won’t consume much of your time.
Greater investment access
As a fee-based advisor we have access to lower cost, institutional share classes. The price difference between an A-share mutual fund and an institutional share mutual fund can be significant. In fact, it could easily account for a portion of your advisory fee.
A fee-based account structure gives you easier and greater access to a wider range of investment options.
An advice-based relationship
One of the best enhancements we offer our clients as a fee-based advisor is more access to your personal advisor. You see, in a fee-based structure, your value changes. We are not brokers who act as salespersons, but are trusted advisors.
A fee-based approach allows us to focus on your wealth and goals. Since we are paid on an ongoing basis, the pressure to sell proprietary products is removed, thereby freeing us to focus on helping you achieve your goals.
This opens the door to a long-term relationship based on advice, trust.
Our clients stand to receive very compelling and powerful benefits from a fee-based relationship. This stands in stark contrast to a commission-based relationship where many of these benefits are not feasible or, in some cases, cannot even be offered. At the end of the day, our clients gain piece of mind and confidence in knowing that your best interests are being looked out for and that your investments are being taken care of. The advantage is truly yours.