Lux Level Financial Planning
AQuest is fortunate to have an experienced staff that is far younger than the average for our industry. We eagerly embrace new technologies such as cloud-based systems that completely eliminate the need for paper, make information available from any place with an internet connection, and allow us to schedule virtual meetings with clients.
Providing our clients with the best cutting edge financial planning technology like Money Guide Elite along with an in-house tax team, allows us to offer lux-level financial strategies for the mainstream investor.
Financial planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals – it’s about how you feel and what you want.
Money Guide Elite helps address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits. The confidence meter helps you gauge how likely you are to reach your goals and whether you are on track instead of focusing on headlines.
Total Wealth Management
The goal of the AQuest team is the cohesive management of every aspect of your financial situation. By taking a holistic approach to managing your total financial situation, AQuest is able to help you pursue all your financial goals and not just address one area of your complex financial life.
The main asset that sets AQuest apart from most financial planners is our in-house CPA, Jonathan Bailey. For years, Jonathan has been providing quality, personalized financial guidance to local individuals and businesses. Our expertise ranges from basic tax management and accounting services to more in-depth services such as proactive tax planning and consulting.
AQuest Tax is one of the leading firms in and throughout the area. By combining our expertise, experience and the team mentality of our staff, we assure that every client receives the close analysis and attention they deserve. Our dedication to high standards, and work ethic is the reason our client base returns year after year.
With the benefit of Jonathan’s knowledge and years of experience we are able to develop investment strategies that take advantage of low tax brackets, and current tax incentives and make that income stream tax-free or exceedingly tax efficient.
Independent Advisors
Size Matters
At AQuest Wealth Strategies we are independent financial advisors with LPL Financial, for the last consecutive 21 years. LPL is the nation’s leading independent broker-dealer, they offer an integrated platform of proprietary technology, brokerage, and investment advisor services to more than 16,000 financial professionals and approximately 700 financial institutions. LPL supports more than 4,000 other financial professionals with customized clearing solutions, advisory platforms, and technology.
Out of the 16,000 financial professionals associated with LPL, AQuest Wealth Strategies is the 232nd largest firm of Registered Investment Advisors.
Independence
As Registered Independent Advisors, the AQuest team isn’t under pressure to push certain products or to fulfill any sales quotas, allowing us to provide our clients professional and objective advice. Further, AQuest does not offer any proprietary securities or insurance.
We are not brokers! Aquest has a fiduciary responsible to always be working in your best interest.
Brokers are salesman who make a commission by selling proprietary products and since they are not fiduciaries, they are under no legal responsibility to provide services that are necessarily best for you.
What’s the difference between a Registered Investment Advisor (RIA) and a Broker?
Unparalleled Customer Service
Trial-Based Compensation
- Sell their own funds
- The advisor gets paid twice:
- For their advice
- For selling a fund that their company owns
- Note that oftentimes the fund can be under a different brand name, but still owned by the same company.
- A fee for doing nothing
- You pay and advisor to manage your assets
- Then you pay again to get access to a “model portfolio” for an additional amount.
- This second fee is what the advisor is supposed to be helping you with anyway!
- Consulting fees
- Instead of direct commissions, sometimes advisors get paid a “consulting fee” by fund companies to promote their products.
- These backdoor deals work well for them, but not for you.
Fees & Expenses Can Affect Your Portfolio
